How to Go OVER Budget at the Grocery Store

Shopping List

I spend a lot of money at the grocery store.  That’s because: We eat nearly all of our meals at home. My husband always takes his lunch and several snacks to work every day. My husband likes to eat and eat well. I feed other people frequently. My grocery budget includes household items like cleaners, pet food (for one large dog and a cat), diapers for the grandkids, makeup, etc. I … [Read more...]

Plan Ahead with a Budget Allocation Worksheet

Wallet

I’m on a budget.  I don’t have an unlimited amount of money to spend each week so I’ve learned that if I don’t plan ahead, my money gets spent where it shouldn’t and I can’t pay for things I should. In an effort to plan ahead and set aside money for things I need, I came up with this Budget Allocation Worksheet.  I don’t like it because it keeps me from spending mindlessly (which is how I like … [Read more...]

13 Tips for Staying on Budget

Money

My personal budget is set up so I have a certain amount of money set aside for bills and the rest is for what I call “household spending”.  Household spending includes groceries, gasoline, makeup, eating out, entertainment, doctor visits, etc.  I don’t have any trouble sticking to the bills budget but the household budget is another matter entirely.  If you struggle with sticking to your household … [Read more...]