Everything Homemaking
I’m on a budget. I don’t have an unlimited amount of money to spend each week so I’ve learned that if I don’t plan ahead, my money gets spent where it shouldn’t and I can’t pay for things I should. In an effort to plan ahead and set aside money for things I need, I came up with this Budget Allocation Worksheet. I don’t like it because it keeps me from spending mindlessly … [Read more...]
I hate paying a service charge for checking accounts or savings accounts. Absolutely HATE it. But the last two months I’ve paid what I consider a hefty service charge for one of my checking accounts - $25. Ouch! The first month I was pretty sure my balance had dropped below the required amount. It couldn’t be helped. But the second month, I was pretty sure it HADN’T dropped below … [Read more...]
My personal budget is set up so I have a certain amount of money set aside for bills and the rest is for what I call “household spending”. Household spending includes groceries, gasoline, makeup, eating out, entertainment, doctor visits, etc. I don’t have any trouble sticking to the bills budget but the household budget is another matter entirely. If you struggle with sticking to your … [Read more...]
by Elizabeth Scholes There are so many ways to save money these days and here's just one more! Websites like Groupon, Living Social, and DealSaver are designed to help people get huge savings on services and goods. Basically, a company will offer a great deal (ie: Manicure/Pedicure for $18) and if enough people "Buy In", then the "Deal is On!" and a set amount of people get the opportunity … [Read more...]
We’ve all read the articles and books about how important a budget or spending plan is. And those articles and books are absolutely right. A budget or spending plan is extremely important – especially at this time of year when there are a lot of extra expenses due to holiday travel, big meals, and gift gifting. So do you have a budget? Preparing a good, workable budget is hard and … [Read more...]
