Everybody agrees that budgeting yields BIG results. But that’s only IF you can stay on your budget. I’ll admit that I’m a bit of a spender. And I do have a budget but I’m very creative at finding ways around
I’m on a budget. I don’t have an unlimited amount of money to spend each week so I’ve learned that if I don’t plan ahead, my money gets spent where it shouldn’t and I can’t pay for things I should.
My personal budget is set up so I have a certain amount of money set aside for bills and the rest is for what I call “household spending”. Household spending includes groceries, gasoline, makeup, eating out, entertainment, doctor visits, etc.
Groceries are expensive and getting more expensive all the time! These days there are lots and lots of articles about ways to save money on groceries using coupons. In fact, there are entire websites devoted to updating you on sales
We’ve all read the articles and books about how important a budget or spending plan is. And those articles and books are absolutely right. A budget or spending plan is extremely important – especially at this time of year when